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We build > futures with you
Turning aspirations into addresses
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You bring the investment. We bring the insights.
Buying off plan isn’t just about getting in early - it’s about making a strategic move toward long term growth. Whether you’re entering the market for the first time or adding to your portfolio, Artha helps you take advantage of flexible payment plans, lower launch prices, and high growth potential.
Buyer’s guide
Your guide to early-stage opportunities with long-term potential
We work closely with developers to give you early access to high-potential projects, guiding you through timelines, payment plans, and risks through informed insights. With Artha, off-plan buying is strategic, transparent, and aligned with your future goals.
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FAQs
Dubai currently has no annual property tax. However, you will pay:
● DLD registration fee: 4% of property value.
● Oqood registration fee: AED 3,000 for off-plan unit).
● Admin or trustee fees: AED 2,000 – 4,000 depending on property value. These are government-mandated and payable at registration.
Source: Dubai Land Department – Fees Schedule
Under Law No. 19 of 2017 (Article 11), if construction is delayed, DLD may:
● Extend the project timeline after reviewing the site, or
● Cancel the project and refund buyers directly from the escrow account. Buyers may also take disputes to DLD’s Real Estate Dispute Centre (RDC) for resolution.
Source: Explanatory Notes on Law 19 of 2017 – DLD
● Valid passport copy (and Emirates ID if resident).
● Signed Sales & Purchase Agreement (SPA) or Form F.
● Payment schedule agreed with the developer.
● Proof of escrow payment receipt.
● Power of Attorney (if needed). All contracts must be registered with Oqood, DLD’s online interim register system.
Source: Oqood Registration – DLD
You can verify projects and developers through:
● Dubai REST App – for project registration, escrow account details, and construction progress.
● RERA’s Project Status Service – lists all registered projects, developers, and escrow accounts. These databases are maintained by the Dubai Land Department.
Source: Dubai REST App – DLD
The main risks include: Construction delays, developer default, or project cancellation. Here are 3 ways the law protects you:
● Under Law No. 19 of 2017, buyers are protected with clear cancellation and refund processes managed by the DLD
● DLD’s Real Estate Court handles disputes and ensures refunds from escrow accounts if applicable.
● Developers must build using and maintain a 10-year structural defect warranty under UAE Civil Code (Article 880).
● Developers must use RERA-approved contractors and provide a 10-year structural defect warranty post-handover under the UAE Civil Code (Article 880).
Sources: Law 19 of 2017, [UAE Civil Code – Federal Law No. 5 of 1985]
● Lower entry price: Launch prices are typically below ready to move property rates.
● Flexible payment plans: Usually 40–60 % during construction and the rest on handover.
● Capital appreciation: Early investors often gain from value increases before handover.
● Newer developments: Modern layouts, efficient systems, and enhanced amenities. At Artha Realty, we work only with RERA-approved developers and verify escrow compliance to keep your investments safe
Yes. Under Law No. 8 of 2007 (Escrow Accounts for Real Estate Development) and Law No. 13 of 2008 (Interim Property Register Regulation), every off-plan project should:
● Be registered with RERA.
● Have an approved escrow account with a licensed bank.
● Receive progress-based payments released only after inspection. This ensures that investor funds are protected until completion.
Sources: RERA Escrow Law 8 of 2007, Law 13 of 2008
An off-plan property is a real estate unit that is sold before construction is finished, sometimes even before building starts. Payments are usually made in stages, linked to construction milestones. Dubai’s off-plan market is regulated by the Dubai Land Department (DLD) and Real Estate Regulatory Agency (RERA) to protect both developers and buyers.
Source: Dubai Land Department – Real Estate Development & Escrow Regulations
Yes. Under Law No. 8 of 2007 (Escrow Accounts for Real Estate Development) and Law No. 13 of 2008 (Interim Property Register Regulation), every off-plan project should:
● Be registered with RERA.
● Have an approved escrow account with a licensed bank.
● Receive progress-based payments released only after inspection. This ensures that investor funds are protected until completion.
Sources: RERA Escrow Law 8 of 2007, Law 13 of 2008
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